Since 2002 LV= has been a leading provider of Equity Release products, helping people live better lives after unlocking capital from their home. The demand for equity release continues to grow and the LV= team is constantly looking to meet consumer needs by offering flexible, fair and effective products to its customers.

Both of our lifetime mortgage products come with:

  • Fixed and defined early repayment charges ending after 10 years
  • Downsize protection option once the plan has been running for 5 years*
  • Flexible repayments of up to 10% of the original loan amount after the plan has been running a year*
  • Doctor Services – 3 expert medical services for customers provided free of charge (this is a non-contractual benefit)

*terms and conditions apply

Our two products are:

Lifetime Mortgage – Lump Sum+

  • Min age 60 - max age 95
  • Roll-up mortgage
  • Additional borrowing may be available (non-contractual)
  • Interest rate fixed for life
  • £595 application fee
  • Maximum lending of up to £1.5million

Flexible Lifetime Mortgage

  • Initial drawdown plus reserve, fully guaranteed for 15 years
  • Min age 60 - max age 95
  • Roll-up mortgage
  • Additional borrowing beyond the agreed reserve may be available (non-contractual)
  • Interest rate fixed for each drawdown
  • £695 application fee
  • Max lending facility of up to £1million

Our team has been specialising in equity release for 16 years, so we have a huge amount of expertise and support to offer our adviser partners. We are also very proud that our sales team are all ER1 qualified, helping them to help you.

We were recognised with the ‘Best Business Development Manager’ award at The Equity Release Awards 2016 and also have a 5 star rating from Defaqto for both our Lifetime Mortgage Lump Sum+ and Flexible Lifetime Mortgages.

For more information contact our LV= team on 0800 028 8974 (option 2) or email us on The Business Development Manager for Equity Release Club members is Chris Smyth who can be contacted on  or 07889 493825.

In addition to Equity Release, we have an extensive range of retirement income products for clients approaching and at-retirement.

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