more 2 life



more 2 life provides a wide range of lending solutions for the over 55s. Working exclusively with qualified advisers, our lifetime mortgage plans help customers release cash from their homes to enjoy a more comfortable and flexible retirement.

With over £1 billion of lending firmly under our belts, we are a provider with a proven track record of providing award-winning innovative and modern plans, and gold-standard customer service.


What makes us special?

more 2 life is different because we design solutions that meet a wide range of customer needs – we are also flexible when it comes to the types of properties we will lend against and the amounts we are prepared to offer.

Since our launch in 2008, more 2 life has become known as an innovator in the equity release market, and is now the third largest lifetime mortgage lender in the UK. We always strive to offer more, do more, create more, and are always looking for the next opportunity in the market, the next product development, or the next feature that will help customers to achieve a better financial outcome.


Product range

Whether your customers are looking for the largest loan possible, or a more competitive interest rate with the added benefit of flexible features, we have the plan for them. We provide several ranges of lifetime mortgages, including:

  • Tailored Choice
  • Maximum Choice
  • Capital Choice
  • Capital Choice Plus

All of our plans come with different innovative features at no extra cost, in order to meet a diverse range of customer needs and deliver peace of mind in later life, including:

  • Guaranteed Inheritance Feature
  • Downsizing Early Repayment Charge Exemption
  • Partial Capital Repayments
  • ERC exemptions on the death or admission into long-term care of the first borrower in joint cases
  • Fixed ERCs


Our promise to you

The dedicated advisers that we work with and their customers are at the heart of everything we do.

We know and fully appreciate that most of your time is devoted to working directly with customers, to help them achieve the retirement that they truly deserve.

This is why we have created an extensive range of resources designed to keep you updated on market progress and to help develop you professionally - including our fully CII accredited webinars. We take this burden off your shoulders, so that you can focus on your customers and their needs.

We will also provide your customers with the widest choice of flexible, innovative plan, and the best possible service, as behind our success is a professional, experienced and dedicated team.

We work exclusively with qualified equity release advisers and offer you and your customers

  • Excellent customer service
  • Dedicated adviser support
  • Online portal – fast applications, no paper necessary
  • Underwriting
  • A full awards cabinet – the only equity release provider to win 4 5* FASAs in a row

Read the More 2 Life Webinars.

We’d love to hear from you!

Phone: 03454 500 151


more 2 life are proud to be an Ambassador for the Later Life Academy.

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