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Register with OneFamily via their website 


OneFamily  have 2 main Products;

  1. Interest Roll-Up Lifetime Mortgage - No interest payments are required and instead the interest is compounded and added to the loan each month
  2. Voluntary Payment Lifetime Mortgage - As per roll-up, however the customer has the option to make voluntary payments each year, up to 10% of the initial loan (subject to a minimum of £25 and can make as many payments as they wish).
  3. Interest Payments Lifetime Mortgage - Monthly interest payments from £25 up to 100% of the monthly interest charged. 


All products available with fixed interest rates or variable interest rates tracking the Consumer Price Index.

Rates start from 3% AER

Commission via the  Equity Release Club is 2.3% of the loan


Common features include:

  • Minimum loan £10,000 – Maximum loan £750,000
  • Minimum property value £70,000 – No maximum value. Refer properties over £2,000,000. 
  • Minimum age 55 – Maximum age 100
  • Pricing dependent on required LTV and single/joint application
  • Further advances – min £4,000
  • Downsizing protection – no ERC payable if after 5 years the customer redeems the mortgage as a result of selling and moving to another property
  • Available for purchase and re-mortgage and portable
  • All products are Equity Release Council compliant
  • Fixed ERCs for 10 years
    • 6% fixed for 5 years, 3% for the remaining 5 years. 


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For more information on OneFamily visit their website on;

Telephone: 0800 802 1645,    

Email Sales Support:,    

Underwriting Email:




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